Best answer: Is rental car damage protection necessary?

Should I take out extra insurance on a rental car?

You might not need to buy extra car insurance from the rental car company. That’s because the coverage on your personal auto policy may extend to a rental car. … If you have that on your personal policy, it may help pay to repair the rental car if it’s damaged in a collision. Again, a deductible will apply.

What happens if you don’t have insurance on a rental car?

No, you don’t need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.

What happens if you damage a rental car?

Minor damage to a rental car, such as scratches, dents, or a chipped windshield are covered by the Damage Waiver. … Your personal auto insurance may or may not cover the cost of repairs, so it is best to contact your insurance provider before renting a car.

Who is responsible for rental car in an accident?

“The reality is, the vast majority (99.981%) of all car rental accidents pan out the way the renter envisaged it; you pay a rental amount, you lower your risk with taking a reduced amount, and in the unfortunate event of an accident, you pay the damage value, if less than your responsibility value, or you pay the ‘ …

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What should I do if I scratch my rental car?

If a rental car gets scratched by a renter, the renter will be liable for any insurance excess in line with the rental agreement. In some cases in order to avoid claiming, the rental company will take the excess from the credit car of the renter and pay any extra themselves.

How does Enterprise determine damage?

The Damage Evaluator determines if you damaged a rental

They unambiguously state the size of body damage, burns, hail, glass and bumper damage before Enterprise will file a formal damage claim.

Does Enterprise charge for damages?

If you rent a car, whether from Enterprise or another rental car company, you are contractually obligated to return the car in the same condition in which you rented it. If you fail to maintain the rental car in the condition in which you received it, you will be billed for any damages.

Are rental cars automatically insured?

Rental car insurance can be expensive — it can easily double your rental costs if you purchase a full coverage package. You also technically don’t need to purchase insurance since rental cars are automatically covered for the minimum requirements in their state.