Is legal cover the same as motor Legal Protection?

Motor legal protection, sometimes known as car insurance legal cover, can cover legal expenses, up to an agreed limit, which result from a car accident that wasn’t your fault. It’s usually offered as an optional add-on to car insurance policies, although some include it as standard.

Is motor legal protection the same as legal protection?

Motor Legal Protection is like MLEI, but by comparison the level of cover is more comprehensive. … Some Motor Legal Protection providers also extend vehicle hire for fire, theft, and claims where the policyholder is at fault.

Do you really need motor legal protection?

Do you need motor legal protection? Strictly speaking, you don’t need legal protection – as it’s not a requirement of the law. However, since motor legal cover is usually a very low cost add on to your policy, it could save you a lot of money if you find yourself in a vehicle-related legal dispute.

What does legal cover include?

Legal cover provides financial protection against legal fees and losses following an accident that was not your fault. It is used to reclaim uninsured losses not covered by your standard car insurance policy. For example if someone sues you or you need to go to court to get money back from an uninsured driver.

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What does legal protection mean?

countable noun [usually plural] Protections are laws and other official measures intended to protect people’s rights and freedoms.

What is motor legal protection cover?

Motor legal protection, sometimes known as car insurance legal cover, can cover legal expenses, up to an agreed limit, which result from a car accident that wasn’t your fault. It’s usually offered as an optional add-on to car insurance policies, although some include it as standard.

What is motor legal expenses cover?

Motor legal expenses provide cover in the event of a motor prosecution, or a court case resulting from an incident or claim. It covers uninsured losses, so things like loss of earnings and policy excess, but there needs to be more than a 50% chance of success.

Is it worth protecting no claims discount?

If you have five years’ no claims discount, it will significantly cut the cost of your car insurance. You could lose all that for just one accident. … By protecting your no claims discount, you’ll be locking in that discount. You’ll continue to pay less on your premium even if you have an accident.

Is it worth getting breakdown cover with insurance?

Do I have to have breakdown cover? The short answer is – no. It’s not mandatory to have breakdown cover but it acts as a form of insurance and offers you peace of mind. If you break down being able to call someone who can come and get your car moving again or help you get home is a godsend.

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Does car insurance cover legal fees?

Car insurance legal cover, also known as motor legal protection, will cover your legal fees if you decide to take legal action following a motor accident that wasn’t your fault. This might be used to make a claim against the other driver, or to give you legal protection if someone else is making a claim against you.

What is the legal minimum insurance cover?

Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to your vehicle. Basic third-party insurance also won’t cover theft or fire damage.

What is legal liability in car insurance?

Legal Liability

A legally enforceable obligation or responsibility you carry for the damage, loss or injury suffered by another person. Typically, the insurer will take on part or all of this liability on behalf of the insured if the insured is entitled to cover under an insurance policy.

What is another word for legal protection?

What is another word for legal protection?

patent copyright
privilege permit
concession control
license limitation
performing right protection